Outsourced Banking Solutions (OBS) is a St. Louis based firm providing outsourced credit risk services for banks located primarily in Missouri and Illinois.  Credit risk services include outsourced loan review, policy and procedure review, portfolio monitoring and board reporting service, portfolio stress testing, individual credit analysis and structuring guidance, problem loan workout guidance, and other credit risk related consulting services.  OBS is comprised of former bankers and regulatory examiners who have a comprehensive understanding of how commercial loan production, loan administration, credit risk management, and regulatory compliance systems work together most effectively.