Outsourced Banking Solutions is an eastern Missouri-based firm providing outsourced credit risk services to community banks throughout Illinois, Kansas, and Missouri.

Our team of former bankers and regulatory examiners understands how commercial lending, credit administration, and compliance systems must work together to support safe, sound growth.


Credit risk services include:

  • outsourced loan review

  • policy and procedure review

  • portfolio monitoring

  • board reporting

  • portfolio stress testing

  • individual credit analysis and structuring guidance

  • problem loan workout support

With annual loan review requirements and ongoing regulatory scrutiny, banks rely on OBS for experienced, independent credit oversight that supports compliance and sound lending practices.