OBS provides customized outsourced loan review programs that have the look and feel of an in-house program.

Our programs are designed to validate the accuracy and timeliness of internally assigned risk ratings, evaluate underwriting compliance with loan policies and regulatory guidelines, assess completeness of loan files including validation of lien perfection, evaluate collateral valuation processes and regulatory compliance, and assess the overall effectiveness of the financial institution’s ongoing credit monitoring and risk identification processes.

Each program is customized to capture the financial institution’s loan review objectives in addition to standard regulatory expectations for a safe and sound loan review function.